Appraisal Process

Understanding the Appraisal Process

Resolving property claim disputes through a fair, independent, and well documented process.

When property damage leads to a disagreement over the amount of loss, the appraisal process provides a fair and impartial method for resolving that dispute without litigation in many cases. While every claim is unique, the goal remains the same. The process is designed to reach a well supported and professionally documented resolution based on the facts.

1. Request an Appraisal

Complete our online request form or contact us directly. We review your information and determine whether appraisal is the appropriate next step.

2. Initial Review

We evaluate the available documentation, discuss the claim with you, and explain what to expect throughout the appraisal process.

3. Property Inspection

A comprehensive inspection is performed to document the scope of damage and gather the information needed for a well supported appraisal.

4. Estimate and Documentation

We prepare detailed estimates, organize supporting documentation, and carefully evaluate every aspect of the loss.

5. Appraisal Process

Your appointed appraiser works with the opposing appraiser to reach agreement regarding the amount of loss. An impartial umpire may be selected if needed.

6. Resolution

Once agreement is reached or an umpire renders a decision, the appraisal award is completed in accordance with the appraisal process.

Why Clients Choose Cornerstone Resolution Group

Professional Work at Every Stage

Thorough Inspections

Comprehensive inspections and accurate documentation.

Well Supported Documentation

Every estimate is backed by detailed photographs, measurements, and supporting documents.

Responsive Communication

We keep you informed throughout the process with clear and timely communication.

Professional Work Product

We deliver accurate, consistent, and professionally prepared appraisal work.

Frequently Asked Questions

Common Questions About Appraisal

What is an insurance appraisal?

Insurance appraisal is a policy based process used to resolve disagreements about the amount of a covered property loss. Each party selects an appraiser, and the appraisers work to determine the amount of loss.

Do I need an attorney?

An attorney is not always required for appraisal. Attorneys sometimes refer clients to appraisers, and you may choose to seek legal advice when questions involve policy interpretation or coverage.

Is appraisal the same as arbitration?

No. Appraisal generally addresses the amount of loss. Arbitration is a broader dispute resolution process and may address different legal issues.

Who pays the appraisers?

Each party typically pays its own appraiser. If an umpire becomes necessary, the umpire's fee is generally shared by the parties, subject to the policy and any applicable agreement.

How long does the process usually take?

The timing depends on the size and complexity of the loss, document availability, inspection scheduling, cooperation between the appraisers, and whether an umpire is needed.

What types of claims do you handle?

We handle residential and commercial property appraisal assignments throughout Texas and Louisiana.

Ready to Begin the Appraisal Process?

Complete our request form and tell us about your property claim.

Request an Appraisal